{"id":7892,"date":"2026-07-01T09:07:26","date_gmt":"2026-07-01T09:07:26","guid":{"rendered":"https:\/\/bizonews.com\/pl\/zus-updates-retirement-accounts-over-12-million-poles-see-balance-increases\/"},"modified":"2026-07-01T09:07:33","modified_gmt":"2026-07-01T09:07:33","slug":"zus-updates-retirement-accounts-over-12-million-poles-see-balance-increases","status":"publish","type":"post","link":"https:\/\/bizonews.com\/pl\/zus-updates-retirement-accounts-over-12-million-poles-see-balance-increases\/","title":{"rendered":"ZUS Updates Retirement Accounts: Over 12 Million Poles See Balance Increases"},"content":{"rendered":"<p>The Social Insurance Institution (ZUS) has completed its annual digital notification process for 2025, providing over 12 million insured citizens with updated pension account balances following a significant June revaluation.  <\/p>\n<h4>Account Balances Updated for Millions<\/h4>\n<p>ZUS has concluded its massive annual operation of generating digital notifications for the 2025 period. More than 12 million Poles can now verify their accumulated pension savings, which have seen substantial growth due to the June revaluation. Data is now fully accessible through electronic systems.<\/p>\n<h4>Who Receives the Digital Statement<\/h4>\n<p>The Insured Person Account Statement (IOSKU) is provided to anyone born after 1948 who has contributed to social insurance at least once. For individuals who were at least 35 years old by December 31, 2025, the statement includes a detailed simulation of their hypothetical future pension, providing clarity for long-term financial planning.<\/p>\n<h4>Financial Gains Through Revaluation<\/h4>\n<p>The June revaluation has significantly boosted the value of capital accumulated by working Poles. Pension account balances and initial capital increased by 9.81 percent, while funds held in sub-accounts rose by a record 10.61 percent. Collectively, these increases represent an additional 472.9 billion PLN in total capital across all accounts.<\/p>\n<h4>Digital Shift for Official Documentation<\/h4>\n<p>This year\u2019s documentation process was completed in record time thanks to full digitization. Traditional paper notifications are no longer sent automatically; they are now issued only upon individual request. The vast majority of notifications were made available digitally by the end of June.<\/p>\n<h4>Accessing Your Pension Data<\/h4>\n<p>Citizens can access their updated savings and pension projections online. Users can log into the mZUS mobile application and navigate to the Insurance and Contributions tab, or use the eZUS platform to view detailed calculations and simulations within the Insured Person Panel.<\/p>\n<h4>Frequently Asked Questions<\/h4>\n<p>The IOSKU statement is issued to all individuals born after 1948 with at least one official contribution. Those aged 35 or older as of December 31, 2025, receive a pension simulation. Paper statements are now only available upon request, while digital figures show a 9.81 percent increase for base accounts and 10.61 percent for sub-accounts.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Social Insurance Institution (ZUS) has completed its annual digital notification process for 2025, providing over 12 million insured citizens with updated pension account balances following a significant June revaluation. Account Balances Updated for Millions ZUS has concluded its massive annual operation of generating digital notifications for the 2025 period. More than 12 million Poles [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"wpai_generated_summary":"","footnotes":""},"categories":[40],"tags":[],"class_list":["post-7892","post","type-post","status-publish","format-standard","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/bizonews.com\/pl\/wp-json\/wp\/v2\/posts\/7892","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bizonews.com\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bizonews.com\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bizonews.com\/pl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bizonews.com\/pl\/wp-json\/wp\/v2\/comments?post=7892"}],"version-history":[{"count":0,"href":"https:\/\/bizonews.com\/pl\/wp-json\/wp\/v2\/posts\/7892\/revisions"}],"wp:attachment":[{"href":"https:\/\/bizonews.com\/pl\/wp-json\/wp\/v2\/media?parent=7892"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bizonews.com\/pl\/wp-json\/wp\/v2\/categories?post=7892"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bizonews.com\/pl\/wp-json\/wp\/v2\/tags?post=7892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}