Poland’s Large Family Card (KDR) will offer extended unemployment benefits—up to 365 days—and increased discounts for families with three or more children starting in 2026.
Eligibility for the Large Family Card in 2026
The Large Family Card (KDR) is a nationwide system of discounts and benefits available to families raising or having raised at least three children, regardless of their age. The program, in effect since June 16, 2014, extends to those with adult children or those who have experienced the loss of a child.
Legal Basis
The right to possess the Card belongs to a member of a large family, defined as a family where a parent or parents, or a parent’s spouse, have or had at least three children under their care, regardless of their age (Article 4 of the Act of December 5, 2014, on the Large Family Card).
Who is Eligible for the KDR?
Specific groups of individuals are eligible for the Large Family Card. Those eligible include parents or legal guardians who meet the criteria of raising at least three children.
Duration of the Large Family Card’s Validity
Parents retain their entitlements for life, even if their children are adults and have left home. This means the benefits are not time-limited based on the children’s age or independence.
When is the Large Family Card Not Granted?
Not every parent of three children is automatically eligible. Certain exclusions apply.
Where to Find Savings? Largest Discounts with the Large Family Card
In 2026, the KDR partner network includes thousands of locations across Poland. Cardholders can expect discounts on various goods and services.
Key Discounts in 2026
The KDR combines with promotional offers from retail chains like Lidl Plus and Moje Auchan, resulting in additional discounts on already reduced prices. Holders can save up to several thousand zlotys annually.
Specific Discount Examples
Discounts include up to 75% on passports, 30% on PKP Intercity train travel (TLK, IC, EIC, EIP), free entry to all 23 National Parks in Poland, and discounted rates at state museums and galleries.
Top 10 Discounts with KDR Partners
Several partners offer discounts, including Auchan (5%), Helios (20%), Lidl (10%), LuxMed (10%), Martes Sport (10%), OSA Osłony Okienne (5%), Play (various), PZU (10%), Qusybaby (10%), and Vision Express (-20%).
Additional Support for Large Family Card Holders in 2026
The KDR has evolved beyond a simple discount tool, becoming an element of social support and assistance in the labor market.
Key Changes in the KDR in 2026: Unemployment Benefits
Unemployment benefit payments are divided into three tiers based on total work experience. All periods with contributions are considered.
Unemployment Benefit Payment Table 2026 (Net Amounts)
For up to 5 years of service: 1253.62 zł net. From 5 to 20 years: 1566.93 zł net. Over 20 years: 1880.33 zł net. After 3 months, benefits are reduced to 984.44 zł, 1230.50 zł, and 1476.66 zł respectively.
Important Note
Unemployment benefits are subject to annual indexation. New, higher rates will take effect on June 1, 2026, with the basic rate around 1623 zł net.
Large Family Card: Electronic or Traditional?
Eligible individuals can obtain the card in traditional format, use a digital version, or choose both. A plastic card can be ordered for a fee of 10 zł.
Frequently Asked Questions about the Large Family Card
The card remains valid even if children are adults. Divorce does not revoke the right to the KDR, provided the condition of raising at least three children was met. The standard unemployment benefit period of 180 days is extended to 365 days for KDR holders.
