Poland’s Large Family Card (KDR) will evolve in 2026, offering year-long unemployment benefits and expanded discounts for parents, regardless of children’s age.
Eligibility for the Large Family Card in 2026
The Large Family Card (KDR) is a nationwide system of discounts and benefits for families raising or having raised at least three children, regardless of their age. This means individuals with adult or independent children, or those who have lost a child, are also eligible.
The program, in effect since June 16, 2014, grants cardholders lifelong access to benefits.
Legal Basis
Eligibility for the Card is granted to a member of a large family, defined as a family where a parent (or parents) or a parent’s spouse has or had at least three children under their care, regardless of their age (Article 4 of the Act of December 5, 2014, on the Large Family Card).
Who is Entitled to the KDR?
Specific groups of individuals are eligible to benefit from the Large Family Card.
Duration of the Large Family Card’s Validity
Parents retain their entitlements for life, even if their children are adults and have left home.
When is the Large Family Card Not Granted?
Not every parent of three children is eligible; exclusions apply.
Where to Find Savings? Largest Discounts with the Large Family Card
In 2026, the KDR partner network includes thousands of locations across Poland. Cardholders can expect discounts from retailers like Auchan and Lidl, as well as savings on travel and recreation.
The KDR combines with promotional offers from retail chains (e.g., Lidl Plus, Moje Auchan), resulting in additional discounts on already reduced prices.
Top 10 Discounts with the Large Family Card Partners
Partner | Discount Rate | Notes
Auchan | 5% | Available with Skarbonka account
Helios | 20% | Not valid on Tuesdays
Lidl | 10% | Applies to selected products
LuxMed | 10% |
Martes Sport | 10% | Does not apply to sale items
OSA Osłony Okienne | 5% | Discount on material and installation
Play | | Discounts on selected plans
PZU | 10% | PZU Wojażer and PZU Dom insurance
Qusybaby | 10% |
Vision Express | -20% |
Additional Support for Large Family Card Holders in 2026
The KDR has evolved from a discount tool to a component of social support and employment assistance.
Key Changes in the KDR in 2026
Unemployment benefit amounts are determined by years of employment. Payments are tiered based on total work history, including all periods with contributions.
2026 Payment Table – Net Amounts
Work Experience | Unemployment Benefit (First 3 Months) | Benefit After 3 Months
Up to 5 years | 1253.62 zł | 984.44 zł
5 to 20 years | 1566.93 zł | 1230.50 zł
Over 20 years | 1880.33 zł | 1476.66 zł
Note: Unemployment benefits are subject to annual indexation. New, higher rates will take effect on June 1, 2026, with the basic rate around 1623 zł net.
FAQ: Frequently Asked Questions about the Large Family Card
1. Does the Large Family Card apply if the children are already adults? Yes. Parents who have at any time supported at least three children are entitled to the KDR for life.
2. How much longer can unemployment benefits be received with the KDR? In 2026, KDR holders will receive benefits for an extended period of 365 days instead of the standard 180 days.
3. Do parents still have the right to the card after a divorce? Yes. Divorce does not revoke the right to the KDR if the condition of raising at least three children was met in the past. Each parent retains the right to their own card indefinitely.