Effective March 1, 2026, Poland’s minimum pension increases to 1,978.49 zł gross, with approximately 1,800.43 zł remaining after health insurance deductions.
New Minimum Pension Calculation
Starting March 1, 2026, Poland’s minimum pension will be 1,978.49 zł gross monthly following a 5.3% annual adjustment. After deducting the mandatory 9% health insurance contribution (178.06 zł), the net amount is 1,800.43 zł. This pension is entirely tax-free as it falls below the 2,500 zł monthly threshold.
Eligibility Requirements
The guaranteed minimum pension applies only to individuals who have reached the standard retirement age (60 for women, 65 for men) and possess the required contribution period: 20 years for women and 25 years for men. Those with insufficient contribution periods receive pensions based solely on accumulated contributions, potentially below the minimum.
Agricultural Pension System
The minimum pension in Poland’s Agricultural Social Insurance Fund (KRUS) will also be 1,978.49 zł gross from March 1, 2026, eliminating previous differences between the general and agricultural pension systems.
Debt Protection
In 2026, pensioners with debts are protected from complete seizure of their benefits. For non-alimony debts, creditors must leave 75% of the minimum pension, which amounts to 1,483.87 zł gross after March 1, 2026.
Additional Benefits for Seniors 75+
Seniors aged 75 and older receive an additional care benefit of 366.68 zł from March 2026, which is completely tax-free and exempt from any form of seizure. This benefit increases the total net amount for minimum pension recipients to 2,167.11 zł.
Frequently Asked Questions
The net minimum pension is 1,800.43 zł after health insurance deductions. No application is needed as adjustments occur automatically through the Social Insurance Institution (ZUS). The guaranteed minimum pension only applies to those with the required contribution periods.