Widow’s Pension Rises from March 1, ZUS Raises Limit to 5,935.47 zł – Not All Will Benefit

Over a million Polish widows and widowers will see their pensions change from March 1, 2026, with some gaining over 100 zł monthly while others face new limits despite the increase.

Widow’s Pension Increases March 1, 2026: 5.3% Adjustment and New Limit of 5,935.47 zł Brutto

The 5.3% adjustment applies to all social insurance benefits. The widow’s pension, paid by ZUS, will increase accordingly.

March Adjustment Covers All Social Security Benefits

All benefits from the social insurance system, including widow’s pensions, will be adjusted by 5.3%. The mechanism remains unchanged: widows or widowers can receive their own benefit plus 15% of the survivor’s pension.

15% Survivor’s Share in 2026, Rising to 25% in 2027

From January 1, 2027, the survivor’s share will increase to 25%, but in 2026 it remains at 15%.

New Limit of 5,935.47 zł Brutto: What Happens if Exceeded?

If the combined benefits exceed the limit, ZUS will reduce the survivor’s portion to bring the total down to the threshold. This affects seniors with higher pensions who may not fully benefit from combining benefits.

Net Widow’s Pension After March 1, 2026: Calculations

The 5.3% increase translates to monthly gains ranging from several dozen to over 150 zł, depending on the benefit amount. Actual take-home pay depends on PIT and health insurance deductions.

Eligibility for Widow’s Pension in 2026: Conditions, Age, Exclusions

The widow’s pension is a mechanism combining two benefits under the pension law. Conditions include the death of the spouse, no remarriage, and age requirements. Entering a new marriage forfeits the right.

Applying for Widow’s Pension in 2026: Form ERWD and Rules

New applicants must submit form ERWD via ZUS, mail, or electronically. They can choose which benefit to prioritize or let ZUS decide.

2026: Final Year of 15% Survivor’s Share; Changes in 2027

2026 is the last year of the 15% rule. In 2027, the share rises to 25%, potentially increasing total payouts unless the limit applies. The 2026 limit of 5,935.47 zł brutto is critical.

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