Large Family Card in 2026: The Benefits That Will Surprise Poles

The Large Family Card provides lifelong entitlements for parents and temporary discounts for studying children, alongside key labor market protections and tax privileges.

Overview of the Large Family Card

The statutory support system for large families guarantees lifelong entitlements for parents and temporary discounts for studying children. The right to discounts and privileges applies to individuals with at least three children, regardless of income or the age of the offspring at the time the parents apply for the benefit.

Who Is Eligible for the Large Family Card?

The right to use the Large Family Card belongs to parents and spouses of parents who have ever raised a total of at least three children. This also applies to foster parents and people running family orphanages. The regulations do not make the granting of entitlements dependent on the income level or the current age of adult children.

Large Family Card in a Patchwork Family Structure

The regulations regulate the legal situation in so-called patchwork families. The right to discounts applies to a parent’s spouse, even if they are not the biological father or mother of all children. The total number of children under the care of both partners is decisive.

Partners form a marriage. The first spouse has two children from a previous relationship, and the second has one child. Although neither of them individually raised three children, the total number of children in the new marriage is three. In such a legal arrangement, both spouses and the children receive the right to the Large Family Card. The place of residence of family members does not affect the possibility of applying for documents. When family members live in different towns, applications are submitted to the offices competent for the place of residence of each of them.

Catalog of Discounts, Fee Exemptions, and Program Partners

The program includes state institutions and commercial entities. Where can you get discounts with the Large Family Card? Where will you save the most with the Large Family Card (TOP discounts)?

Partner: Auchan | Discount: 5% | Remarks: Available with the Skarbonka account

Partner: Helios | Discount: 20% | Remarks: Not applicable on Tuesdays

Partner: Lidl | Discount: 10% | Remarks: Applies to selected products

Partner: LuxMed | Discount: 10% | Remarks: No additional conditions

Partner: Martes Sport | Discount: 10% | Remarks: Not applicable to sale products

Partner: OSA Osłony Okienne | Discount: 5% | Remarks: Discount on material and assembly

Partner: Play | Discount: Dependent on tariff | Remarks: Discounts on selected tariffs

Partner: PZU | Discount: 10% | Remarks: PZU Wojażer and PZU Dom insurance

Partner: Qusybaby | Discount: 10% | Remarks: No additional conditions

Partner: Vision Express | Discount: 20% | Remarks: No additional conditions

Benefits Revolution and Labor Market Facilitations

The Large Family Card has ceased to be merely a tool providing commercial discounts, and has become an important element of state social cover and labor market support. It acts as a protective mechanism in the event of a parent losing employment.

Unemployment Benefit Rates and Work Seniority

The amount of unemployment benefit payments depends on the total work seniority (periods of contribution payment).

Work Seniority: Up to 5 years (80%) | Benefit for first 3 months: 1427.20 PLN gross (1299 PLN net) | Benefit after 3 months: 1120.80 PLN gross (1020 PLN net)

Work Seniority: From 5 to 20 years (100%) | Benefit for first 3 months: 1783.90 PLN gross (1623 PLN net) | Benefit after 3 months: 1400.90 PLN gross (1275 PLN net)

Work Seniority: Over 20 years (120%) | Benefit for first 3 months: 2140.68 PLN gross (1948 PLN net) | Benefit after 3 months: 1681.08 PLN gross (1530 PLN net)

Faster PIT Tax Refund for Cardholders

Large Family Card holders enjoy a special tax privilege. They are entitled to a preferential, shortened deadline for the refund of personal income tax (PIT) overpayment.

How and Where to Submit the Application

The application for the Large Family Card can be submitted in two ways. The form allows you to choose the form of the card: traditional (plastic), digital (in the mObywatel application), or both forms simultaneously.