New Reporting Requirements for Retirees Working Abroad

The Polish Ministry of Health has proposed a new bill requiring retirees and pensioners working in EU, EFTA, or UK jurisdictions to report the end of their employment within 14 days.

New Obligations for Retirees and Pensioners

The Ministry of Health has introduced draft legislation (UD428) proposing new reporting requirements for retirees and pensioners who are employed in another EU, EFTA, or UK country. Under these rules, individuals must notify authorities of the cessation of their foreign employment within a 14-day window.

Data Exchange Between NFZ and Banks

The project grants the National Health Fund (NFZ) broader powers to transfer information to banks regarding an individual’s health insurance status. This specifically concerns pensioners receiving benefits from abroad who are also eligible for benefits in Poland.

This authorization allows the NFZ to provide data not only in response to a bank inquiry but also when an individual’s status changes, such as when they begin receiving a Polish pension in addition to their foreign benefit.

Sanctions for Non-Compliance

Failure to report the end of foreign employment within the 14-day deadline may result in errors within the health insurance system. These discrepancies could lead to outstanding contributions, which the authorities may subsequently deduct directly from the individual’s pension.

Legislative Timeline

The primary goal of the proposal is to streamline data management within the health insurance system and improve communication between institutions. Current projections indicate that the Council of Ministers is expected to adopt this draft in the third quarter of 2026.